Birmingham Midshires no longer offers mortgage products direct to customers. This includes servicing existing customers with product transfers, further advances and mainstream mortgages. If you have a Buy to let mortgage, to find out more about the products we offer through the intermediary channel please contact an independent financial adviser.
© Birmingham Midshires. This site is intended for UK residents unless otherwise stated. Mortgage Loans will be made by Birmingham Midshires. Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ.
Mortgages for new customers For new customers, Birmingham Midshires mortgages are only available through independent financial advisers. Deeds If your mortgage started after 1 May 2000, your title documents will be held electronically at the land registry for English and Welsh properties.
BM Solutions provide a vast range of mortgage products that will suit many of your clients needs. Homes for Ukraine If your client is planning to support the government scheme to house Ukrainian refugees we are supporting them by making the process as simple as possible.
Mortgages Press enquiries Savings For general account management queries please call 0345 602 2828 or view our general account management section . Internet accounts All internet accounts: Call 0345 602 2828. Lines are open Monday to Saturday 8am-8pm. Or view our common questions section for internet accounts Telephone accounts
Whilst a fixed rate mortgage can give your client certainty around monthly payments, the Bank of England Bank Rate may go down as well as up. The value of your client's home may alter with market conditions so that the amount of the loan may exceed the value of the home.
Rate Change Calculator | Birmingham Midshires Mortgages You are here: Home Existing Customers Rate Change Calculator Rate Change Calculator Use our rate change calculator to get an idea of how much your monthly mortgage payment might change. You can find your current mortgage details in your most recent annual mortgage statement.
Birmingham Midshires Mortgage Servicing PO Box 833 Leeds LS1 9PU. Cheques should be made payable to Birmingham Midshires followed by your name and your 14 digit mortgage account number followed by 00. If you want to make the payment to a specific part of your mortgage, replace 00 by the sub-account number for that part of your mortgage.
A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.
Birmingham Midshires Mortgages mortgages also offer a host of buy to let mortgages for buy to let investors. You may be able to access mortgages on Birmingham Midshires Mortgages mortgages with up to 95% Loan to value (LTV). Do Birmingham Midshires mortgages allow you to make overpayments?