Whilst a fixed rate mortgage can give your client certainty around monthly payments, the Bank of England Bank Rate may go down as well as up. The value of your client's home may alter with market conditions so that the amount of the loan may exceed the value of the home.
A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.
Birmingham Midshires Mortgages mortgages also offer a host of buy to let mortgages for buy to let investors. You may be able to access mortgages on Birmingham Midshires Mortgages mortgages with up to 95% Loan to value (LTV). Do Birmingham Midshires mortgages allow you to make overpayments?
Birmingham Midshires offers buy to let mortgages. Our mortgages for new and existing customers are only sold through independent financial advisers via our BM Solutions brand. Industries
Managing your account Learn more about using your BM Savings account Staying secure online Read the latest advice on how to keep your personal information safe Need some help? Contact our support team on: 0345 602 2828 Contact us Popular pages Easy access savings FAQ: General account management FAQ: Managing your internet account Interest rates
BM Mortgage Advisers are a specialist information portal for BTL Mortgages. Please visit Birmingham Midshires direct at www.bmmortgages.co.uk for administrative enquiries such as; address changes, redemption & mortgage statements, payments holidays, over payments and general account queries. We cannot assist with these queries.
When Birmingham Midshires became part of the Group in April 1999, it had savings balances of £5.9 billion and mortgage assets of £9.2 billion. BM savings balances have doubled since then to £12 billion; mortgage assets have more than trebled to over £32 billion. Remortgages offered through Birmingham Midshires
Birmingham Midshires Both for savers and mortgage advisers, Birmingham Midshires continues to provide simple products, to help British savers and home owners prosper. Hundreds of thousands of people in the UK use Birmingham Midshires savings accounts to help them make the most of their money.
Birmingham Midshires offers a range of specialist mortgage and savings products. When Birmingham Midshires became part of the Halifax in April 1999, it had savings balances of £5.9 billion and mortgage assets of £9.2 billion. BM savings balances have doubled since then to £12 billion; mortgage assets have more than trebled to over £32 billion.
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