Connect your members to retirement-ready products and services. Whether it's your loans and wealth management services or a partner’s medicare solution, you can help members with their entire retirement wallet.
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California’s retirement plan mandate is mandatory only for employers. Employees do not have to participate if they don’t want to. If you decide to offer CalSavers instead of a private-market retirement plan, here are some of your responsibilities: Register with CalSavers. The fastest way is through the CalSavers website.
The Defined Contribution Retirement Program (DCRP) — established under the provisions of P.L. 2007, c. 92 and P.L. 2007, c. 103, and expanded under the provisions of P.L. 2008, c. 89 and P.L. 2010, c. 1 — provides eligible members with a tax-sheltered, defined contribution retirement benefit, along with life insurance and disability coverage.
Social Security is a key source of income, as is a pension if you have one, but many retirees will need additional income from investments to enjoy a more comfortable retirement. Test your knowledge of retirement income to learn how to build and manage your retirement savings.
Social Security Disability Insurance (SSDI) payments begin after you serve a five-month waiting period, which generally starts with the date you became disabled. Your first benefit payment will be for the sixth full month after that date.