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The median housing price for Pennsylvania is $183,820, compared with a $404,700 national median value. Depending on where you live, though, you may have higher or lower expectations. U.S. News'...

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An adjustable-rate mortgage or ARM, is a loan with an initial rate that is fixed for a specific term (for example, five to seven years), and then adjusts annually based on current interest rates. ARM loans typically have an initial interest rate that is lower than a 30-year fixed-rate loan, making it more desirable when rates are high.

It offers conventional loans, jumbo loans, refinancing and government-sponsored FHA, VA and USDA loans, and provides mortgages in all 50 states and Washington, D.C. Along with these products, the...