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According to the III, most homeowners insurance policies typically cover your belongings at a rate of about 50% to 70% of what your home is insured for. Meaning that if your home is insured for ...

A homeowners policy might default to only $100,000 in liability coverage. But if you face an expensive lawsuit, this amount is not adequate. “We recommend having enough liability coverage to at ...

17 Best Home Insurance Companies of March 2023. Chubb, Erie, Farmers, NJM, State Farm and USAA earned the highest ratings in NerdWallet's analysis. Compare top-rated companies now. ZIP code. GET ...

Covers stand-alone structures on your property, such as a fence or shed. 10% of dwelling coverage. Personal property. Pays to repair or replace stolen or damaged belongings. 50% to 70% of dwelling ...